This paper brings together a changing research landscape of artificial intelligence (AI), Internet of things (IoT) and big data within banking industry from the year 2018 to 2025 through a bibliometric analysis. The study utilized Biblioshiny for the research output from Scopus, analysing the body's document type, metrics, author names, contributions to themes, cites and suggests future research gaps (particularly fraud detection, risk modelling and customer engagements). AI is still a strong theme, but networks of sectors will begin growing and ethics is still a sub-theme. The geographic analysis shows that India leads in research work but still there is limited impact of citations. The study offers conceptual research possibilities for futures research around cross-border AI research, ethical applications of AI applications in banking, integration with IoT, associated regulation.

Pratik Rameshwarrao shende, Dr.Ujwala Narkhade, "Charting The AI Revolution in Banking: A Bibliometric Study of Emerging Themes and Future Directions (2026–2027)" International Journal of Scientific Research and Engineering Development, V9(5): Page(1783-1786) September - October 2026. ISSN: 2581-7175. www.ijsred.com. Published by Scientific and Academic Research Publishing.